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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,620 | $105,200-42.4% | $159,474-62.0% | $85,847-29.4% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.8%+13.6pp | 69.3%+27.1pp |
| Annual return | 11.17% | 45.08%-33.9pp | 263.68%-252.5pp | 318.61%-307.4pp |
| Employer contribution / active EE | $3,364 | $3,319+1.4% | $4,831-30.4% | $2,565+31.1% |
| Participant deferral / active EE | $4,073 | $5,946-31.5% | $7,353-44.6% | $3,952+3.1% |
| Admin fee / account holder | $878 | $6,934-87.3% | $10,802-91.9% | $6,261-86.0% |