Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.6+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $61,826 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,003 | $81,474+42.4% | $133,971-13.4% | $73,493+57.8% |
| Participation rate | 63.6% | 76.4%-12.7pp | 79.8%-16.2pp | 70.7%-7.0pp |
| Annual return | 21.11% | 19.40%+1.7pp | 45.09%-24.0pp | 28.51%-7.4pp |
| Employer contribution / active EE | $1,037 | $2,209-53.1% | $3,919-73.5% | $2,270-54.3% |
| Participant deferral / active EE | $3,171 | $3,786-16.3% | $5,047-37.2% | $3,740-15.2% |
| Admin fee / account holder | $476 | $713-33.3% | $8,929-94.7% | $513-7.3% |