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| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.10+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $71,218 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,472 | $88,087-15.5% | $164,866-54.8% | $74,546-0.1% |
| Participation rate | 97.9% | 73.1%+24.8pp | 78.6%+19.3pp | 67.2%+30.7pp |
| Annual return | 13.97% | 17.27%-3.3pp | 69.97%-56.0pp | 1366.03%-1352.1pp |
| Employer contribution / active EE | $1,418 | $2,595-45.4% | $4,343-67.4% | $2,624-46.0% |
| Participant deferral / active EE | $4,039 | $4,499-10.2% | $6,033-33.1% | $4,347-7.1% |
| Admin fee / account holder | $324 | $2,232-85.5% | $12,689-97.4% | $1,944-83.3% |