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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,288 | $85,171+204.4% | $172,753+50.1% | $72,976+255.3% |
| Participation rate | 93.8% | 70.1%+23.7pp | 82.6%+11.1pp | 69.5%+24.3pp |
| Annual return | 20.33% | 27.32%-7.0pp | 803.00%-782.7pp | 81.02%-60.7pp |
| Employer contribution / active EE | $5,560 | $3,324+67.3% | $5,144+8.1% | $2,440+127.9% |
| Participant deferral / active EE | $6,280 | $3,260+92.6% | $5,198+20.8% | $3,608+74.1% |
| Admin fee / account holder | $1,641 | $5,880-72.1% | $13,956-88.2% | $5,124-68.0% |