Retirement plan

COYNE, SCHULTZ, BECKER & BAUER, S.C. PROFIT SHARING PLAN

Name: COYNE, SCHULTZ, BECKER & BAUER, S.C. - COYNE, SCHULTZ, BECKER & BAUER, S.C. PROFIT SHARING PLAN (2016) Form 5500
Creator: COYNE, SCHULTZ, BECKER & BAUER, S.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COYNE, SCHULTZ, BECKER & BAUER, S.C. PROFIT SHARING PLAN, COYNE, SCHULTZ, BECKER & BAUER, S.C.

COYNE, SCHULTZ, BECKER & BAUER, S.C.EIN 39-1669400Plan #001PY 2016

150 E. GILMAN ST., STE 1000 - MADISON, WI 53703608-255-1388cnsbb.comLinkedIn11-50 employeeslaw practice

Prospect flagsHigh feesHigh assets / participantLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$4.5M

+0.6% from 2015

Total participants

+6.3% from 2015

Average account balance

$296,846

+0.6% from 2015

Annual return

5.63%

+5.47 pp from 2015

Benchmarks

See 113,086 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort113,086 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.12M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$208K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

115.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$144K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1050

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$289K

$26239 / participant

Other / not subdivided$289K100.0%

% of EOY assets

6.482%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$296,846

$135,956+118.3%

$123,894+139.6%

$273,972+8.3%

Participation rate

81.8%

84.1%-2.2pp

81.4%+0.4pp

83.0%-1.2pp

Annual return

5.63%

56.63%-51.0pp

47.52%-41.9pp

41.46%-35.8pp

Employer contribution / active EE

$2,873

$5,170-44.4%

$4,617-37.8%

$4,869-41.0%

Participant deferral / active EE

$1,338

$6,343-78.9%

$5,984-77.6%

$5,287-74.7%

Admin fee / account holder

$19,242

$9,817+96.0%

$8,357+130.2%

$10,133+89.9%

COYNE, SCHULTZ, BECKER & BAUER, S.C. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COYNE, SCHULTZ, BECKER & BAUER, S.C. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion