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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,672 | $98,776+14.1% | $149,745-24.8% | $79,856+41.1% |
| Participation rate | 71.4% | 75.8%-4.4pp | 82.5%-11.1pp | 69.6%+1.8pp |
| Annual return | 15.51% | 27.38%-11.9pp | 276.72%-261.2pp | 31.71%-16.2pp |
| Employer contribution / active EE | $260 | $3,217-91.9% | $4,646-94.4% | $2,471-89.5% |
| Participant deferral / active EE | $4,556 | $5,681-19.8% | $6,843-33.4% | $3,741+21.8% |
| Admin fee / account holder | $1,794 | $6,053-70.4% | $9,312-80.7% | $5,306-66.2% |