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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,384 | $172,111+130.3% | $150,298+163.7% | $137,256+188.8% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 11.97% | 69.37%-57.4pp | 62.79%-50.8pp | 220.34%-208.4pp |
| Employer contribution / active EE | $12,005 | $4,636+158.9% | $4,154+189.0% | $4,156+188.9% |
| Participant deferral / active EE | $9,805 | $6,166+59.0% | $5,453+79.8% | $6,407+53.0% |
| Admin fee / account holder | $184,889 | $16,471+1022.5% | $14,116+1209.8% | $12,270+1406.8% |