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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,384 | $185,312+113.9% | $161,489+145.5% | $154,746+156.2% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 11.97% | 103.84%-91.9pp | 89.72%-77.7pp | 172.34%-160.4pp |
| Employer contribution / active EE | $12,005 | $4,769+151.7% | $4,268+181.3% | $4,379+174.1% |
| Participant deferral / active EE | $9,805 | $6,350+54.4% | $5,630+74.2% | $6,730+45.7% |
| Admin fee / account holder | $184,889 | $18,654+891.1% | $16,006+1055.2% | $14,365+1187.1% |