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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,290 | $100,060-69.7% | $149,721-79.8% | $70,126-56.8% |
| Participation rate | 83.3% | 83.6%-0.2pp | 87.1%-3.7pp | 69.5%+13.8pp |
| Annual return | 17.01% | 27.46%-10.5pp | 1501.67%-1484.7pp | 73.15%-56.1pp |
| Employer contribution / active EE | $1,609 | $3,661-56.0% | $5,444-70.4% | $2,343-31.3% |
| Participant deferral / active EE | $2,445 | $4,982-50.9% | $6,568-62.8% | $3,332-26.6% |
| Admin fee / account holder | $593 | $8,285-92.8% | $11,282-94.7% | $4,645-87.2% |