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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,735 | $99,345-1.6% | $84,753+15.3% | $273,972-64.3% |
| Participation rate | 81.8% | 80.7%+1.1pp | 76.6%+5.2pp | 83.0%-1.2pp |
| Annual return | 12.55% | 22.93%-10.4pp | 22.78%-10.2pp | 41.46%-28.9pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,574-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,003 | $4,270-29.7% | $3,712-19.1% | $5,287-43.2% |
| Admin fee / account holder | $18,969 | $6,645+185.4% | $5,333+255.7% | $10,133+87.2% |