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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,388 | $115,917-79.8% | $100,535-76.7% | $158,982-85.3% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | 16.02% | 34.80%-18.8pp | 30.90%-14.9pp | 302.99%-287.0pp |
| Employer contribution / active EE | $882 | $4,105-78.5% | $3,419-74.2% | $4,763-81.5% |
| Participant deferral / active EE | $3,830 | $6,677-42.6% | $6,271-38.9% | $5,983-36.0% |
| Admin fee / account holder | $2,214 | $11,002-79.9% | $8,085-72.6% | $11,252-80.3% |