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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,445 | $27,936+59.1% | $58,561-24.1% | $75,173-40.9% |
| Participation rate | 34.2% | 38.8%-4.6pp | 50.9%-16.7pp | 67.2%-33.0pp |
| Annual return | 17.31% | 44.21%-26.9pp | 4251.33%-4234.0pp | 160.72%-143.4pp |
| Employer contribution / active EE | $209 | $670-68.8% | $1,053-80.2% | $2,671-92.2% |
| Participant deferral / active EE | $2,257 | $1,202+87.8% | $1,923+17.3% | $4,126-45.3% |
| Admin fee / account holder | $716 | $1,727-58.5% | $2,520-71.6% | $5,651-87.3% |