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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,614 | $91,911+247.7% | $68,612+365.8% | $135,379+136.1% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -5.82% | -8.22%+2.4pp | -4.63%-1.2pp | 519.79%-525.6pp |
| Employer contribution / active EE | $2,704 | $3,924-31.1% | $2,625+3.0% | $4,779-43.4% |
| Participant deferral / active EE | $7,903 | $4,315+83.1% | $3,311+138.7% | $5,609+40.9% |
| Admin fee / account holder | $8,718 | $9,240-5.7% | $5,131+69.9% | $10,828-19.5% |