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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,308 | $138,076-57.8% | $123,553-52.8% | $135,380-56.9% |
| Participation rate | 89.5% | 84.7%+4.7pp | 82.3%+7.2pp | 82.6%+6.8pp |
| Annual return | 23.64% | 153.70%-130.1pp | 119.21%-95.6pp | 519.81%-496.2pp |
| Employer contribution / active EE | $852 | $5,152-83.5% | $4,628-81.6% | $4,779-82.2% |
| Participant deferral / active EE | $3,679 | $6,800-45.9% | $6,426-42.7% | $5,609-34.4% |
| Admin fee / account holder | $4,983 | $10,917-54.4% | $9,284-46.3% | $10,828-54.0% |