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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,364 | $78,423+19.1% | $95,964-2.7% | $79,856+16.9% |
| Participation rate | 95.0% | 73.5%+21.5pp | 77.1%+17.9pp | 69.6%+25.4pp |
| Annual return | 8.81% | 19.37%-10.6pp | 91.64%-82.8pp | 31.71%-22.9pp |
| Employer contribution / active EE | $786 | $1,945-59.6% | $2,541-69.1% | $2,471-68.2% |
| Participant deferral / active EE | $4,172 | $3,440+21.3% | $4,167+0.1% | $3,741+11.5% |
| Admin fee / account holder | $1,435 | $5,622-74.5% | $6,797-78.9% | $5,306-73.0% |