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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,540 | $97,732-62.6% | $83,831-56.4% | $135,380-73.0% |
| Participation rate | 92.3% | 80.0%+12.4pp | 76.1%+16.2pp | 82.6%+9.7pp |
| Annual return | -11.23% | 1287.56%-1298.8pp | 850.99%-862.2pp | 519.81%-531.0pp |
| Employer contribution / active EE | $1,930 | $4,222-54.3% | $3,631-46.9% | $4,779-59.6% |
| Participant deferral / active EE | $5,700 | $4,683+21.7% | $4,082+39.6% | $5,609+1.6% |
| Admin fee / account holder | $410 | $6,675-93.9% | $5,479-92.5% | $10,828-96.2% |