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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,071 | $78,707+52.6% | $117,861+1.9% | $70,126+71.2% |
| Participation rate | 88.7% | 73.2%+15.5pp | 79.7%+9.1pp | 69.5%+19.2pp |
| Annual return | 12.15% | 23.30%-11.1pp | 335.11%-323.0pp | 73.15%-61.0pp |
| Employer contribution / active EE | $2,311 | $2,223+3.9% | $3,786-39.0% | $2,343-1.4% |
| Participant deferral / active EE | $4,592 | $3,297+39.3% | $4,482+2.4% | $3,332+37.8% |
| Admin fee / account holder | $6,891 | $5,066+36.0% | $8,021-14.1% | $4,645+48.3% |