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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,780 | $58,493+24.4% | $84,023-13.4% | $72,976-0.3% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 21.91% | 28.93%-7.0pp | 71.32%-49.4pp | 81.02%-59.1pp |
| Employer contribution / active EE | $810 | $1,163-30.4% | $1,984-59.2% | $2,440-66.8% |
| Participant deferral / active EE | $3,897 | $2,394+62.8% | $3,239+20.3% | $3,608+8.0% |
| Admin fee / account holder | $781 | $4,569-82.9% | $6,102-87.2% | $5,124-84.8% |