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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,993 | $133,998+8.2% | $112,263+29.2% | $134,545+7.8% |
| Participation rate | 90.9% | 78.6%+12.4pp | 75.1%+15.8pp | 81.2%+9.7pp |
| Annual return | -23.08% | 47.17%-70.3pp | 27.49%-50.6pp | 418.37%-441.5pp |
| Employer contribution / active EE | $1,111 | $4,040-72.5% | $3,636-69.4% | $4,742-76.6% |
| Participant deferral / active EE | $5,555 | $5,292+5.0% | $4,729+17.5% | $6,401-13.2% |
| Admin fee / account holder | $4,348 | $7,493-42.0% | $6,410-32.2% | $11,431-62.0% |