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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,596 | $87,180+109.4% | $173,703+5.1% | $94,015+94.2% |
| Participation rate | 92.6% | 65.6%+27.0pp | 75.9%+16.7pp | 70.8%+21.8pp |
| Annual return | 9.10% | 14.17%-5.1pp | 17.46%-8.4pp | 17.84%-8.7pp |
| Employer contribution / active EE | $2,936 | $2,494+17.7% | $4,288-31.5% | $2,790+5.2% |
| Participant deferral / active EE | $4,688 | $3,343+40.2% | $4,854-3.4% | $4,249+10.3% |
| Admin fee / account holder | $15,160 | $7,506+102.0% | $15,562-2.6% | $8,951+69.4% |