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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,596 | $77,896+134.4% | $134,172+36.1% | $82,448+121.5% |
| Participation rate | 92.6% | 62.8%+29.8pp | 72.5%+20.1pp | 68.1%+24.5pp |
| Annual return | 9.10% | 18.21%-9.1pp | 25.30%-16.2pp | 41.64%-32.5pp |
| Employer contribution / active EE | $2,936 | $2,159+36.0% | $3,420-14.2% | $2,551+15.1% |
| Participant deferral / active EE | $4,688 | $3,162+48.2% | $4,690-0.1% | $4,139+13.2% |
| Admin fee / account holder | $15,160 | $6,336+139.3% | $12,016+26.2% | $7,234+109.6% |