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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,003 | $112,131+82.8% | $95,964+113.6% | $158,982+28.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.47% | 171.19%-159.7pp | 91.64%-80.2pp | 302.99%-291.5pp |
| Employer contribution / active EE | $1,735 | $3,199-45.8% | $2,541-31.7% | $4,763-63.6% |
| Participant deferral / active EE | $4,401 | $4,784-8.0% | $4,167+5.6% | $5,983-26.5% |
| Admin fee / account holder | $576 | $10,136-94.3% | $6,797-91.5% | $11,252-94.9% |