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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,114 | $112,131+85.6% | $95,964+116.9% | $158,982+30.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 9.37% | 171.19%-161.8pp | 91.64%-82.3pp | 302.99%-293.6pp |
| Employer contribution / active EE | $2,589 | $3,199-19.1% | $2,541+1.9% | $4,763-45.6% |
| Participant deferral / active EE | $6,283 | $4,784+31.3% | $4,167+50.8% | $5,983+5.0% |
| Admin fee / account holder | $39,978 | $10,136+294.4% | $6,797+488.2% | $11,252+255.3% |