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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,829 | $176,794-54.3% | $146,647-44.9% | $167,553-51.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.00% | 24.04%-10.0pp | 22.75%-8.7pp | 478.89%-464.9pp |
| Employer contribution / active EE | $2,237 | $5,161-56.7% | $4,137-45.9% | $4,840-53.8% |
| Participant deferral / active EE | $1,717 | $6,440-73.3% | $5,506-68.8% | $6,343-72.9% |
| Admin fee / account holder | $17,961 | $13,262+35.4% | $10,281+74.7% | $12,316+45.8% |