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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,409 | $112,131+37.7% | $95,964+60.9% | $158,982-2.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.14% | 171.19%-159.1pp | 91.64%-79.5pp | 302.99%-290.9pp |
| Employer contribution / active EE | $6,936 | $3,199+116.8% | $2,541+172.9% | $4,763+45.6% |
| Participant deferral / active EE | $5,170 | $4,784+8.1% | $4,167+24.1% | $5,983-13.6% |
| Admin fee / account holder | $4,070 | $10,136-59.8% | $6,797-40.1% | $11,252-63.8% |