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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,669 | $175,231-56.8% | $149,696-49.5% | $139,466-45.7% |
| Participation rate | 65.0% | 83.4%-18.4pp | 78.8%-13.8pp | 80.3%-15.3pp |
| Annual return | 16.89% | 166.77%-149.9pp | 134.46%-117.6pp | 373.66%-356.8pp |
| Employer contribution / active EE | $2,488 | $5,478-54.6% | $4,821-48.4% | $4,754-47.7% |
| Participant deferral / active EE | $6,164 | $6,521-5.5% | $5,682+8.5% | $6,712-8.2% |
| Admin fee / account holder | $1,531 | $16,155-90.5% | $13,212-88.4% | $11,409-86.6% |