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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $93,256 |
Filed as: PRINCIPAL SECURITIES INC Service code 27 · EIN 42-0941553 | Advisory (Plan) | $53,286 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,935 | $85,515+207.5% | $112,040+134.7% | $67,986+286.7% |
| Participation rate | 98.3% | 68.2%+30.1pp | 76.5%+21.8pp | 57.2%+41.1pp |
| Annual return | 11.11% | 29.68%-18.6pp | 24.52%-13.4pp | 31.67%-20.6pp |
| Employer contribution / active EE | $7,410 | $2,191+238.2% | $2,954+150.9% | $2,019+267.1% |
| Participant deferral / active EE | $7,433 | $4,014+85.2% | $5,098+45.8% | $3,358+121.3% |
| Admin fee / account holder | $592 | $3,774-84.3% | $12,098-95.1% | $3,203-81.5% |