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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $87,092 |
Filed as: PRINCIPAL SECURITIES INC Service code 27 · EIN 42-0941553 | Advisory (Plan) | $46,839 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,143 | $79,223+186.7% | $102,460+121.7% | $74,478+205.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 76.5%+23.5pp | 67.2%+32.8pp |
| Annual return | 23.77% | 54.98%-31.2pp | 29.47%-5.7pp | 1370.56%-1346.8pp |
| Employer contribution / active EE | $6,167 | $2,363+160.9% | $3,025+103.8% | $2,626+134.8% |
| Participant deferral / active EE | $6,668 | $4,417+51.0% | $5,056+31.9% | $4,350+53.3% |
| Admin fee / account holder | $555 | $2,003-72.3% | $9,460-94.1% | $1,946-71.5% |