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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,229 | $65,364-36.9% | $92,909-55.6% | $72,975-43.5% |
| Participation rate | 51.1% | 68.3%-17.2pp | 76.0%-24.9pp | 69.5%-18.4pp |
| Annual return | 19.69% | 42.11%-22.4pp | 109.44%-89.7pp | 81.01%-61.3pp |
| Employer contribution / active EE | $746 | $2,594-71.3% | $3,653-79.6% | $2,440-69.4% |
| Participant deferral / active EE | $1,868 | $3,128-40.3% | $4,238-55.9% | $3,608-48.2% |
| Admin fee / account holder | $663 | $4,251-84.4% | $5,795-88.6% | $5,124-87.1% |