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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,759 | $112,131-36.0% | $95,964-25.2% | $158,982-54.9% |
| Participation rate | 45.5% | 79.0%-33.5pp | 77.1%-31.6pp | 82.0%-36.5pp |
| Annual return | 18.50% | 171.19%-152.7pp | 91.64%-73.1pp | 302.99%-284.5pp |
| Employer contribution / active EE | $551 | $3,199-82.8% | $2,541-78.3% | $4,763-88.4% |
| Participant deferral / active EE | $1,625 | $4,784-66.0% | $4,167-61.0% | $5,983-72.8% |
| Admin fee / account holder | $200 | $10,136-98.0% | $6,797-97.1% | $11,252-98.2% |