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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,066 | $136,860-26.2% | $120,344-16.0% | $154,746-34.7% |
| Participation rate | 78.9% | 79.9%-0.9pp | 76.7%+2.2pp | 80.7%-1.8pp |
| Annual return | 15.33% | 21.38%-6.1pp | 20.30%-5.0pp | 172.34%-157.0pp |
| Employer contribution / active EE | $491 | $3,533-86.1% | $3,020-83.7% | $4,379-88.8% |
| Participant deferral / active EE | $2,530 | $5,793-56.3% | $5,135-50.7% | $6,730-62.4% |
| Admin fee / account holder | $1,045 | $15,393-93.2% | $12,742-91.8% | $14,365-92.7% |