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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,015 | $150,447-16.9% | $136,298-8.3% | $147,586-15.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.18% | 1049.15%-1033.0pp | 5156.27%-5140.1pp | 578.59%-562.4pp |
| Employer contribution / active EE | $2,960 | $5,256-43.7% | $4,696-37.0% | $4,876-39.3% |
| Participant deferral / active EE | $10,644 | $6,631+60.5% | $6,247+70.4% | $5,439+95.7% |
| Admin fee / account holder | $9,323 | $10,906-14.5% | $9,244+0.9% | $10,886-14.4% |