Retirement plan

CLARITY CARE, INC RETIREMENT PLAN

Name: CLARITY CARE, INC. - CLARITY CARE, INC RETIREMENT PLAN (2015) Form 5500
Creator: CLARITY CARE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CLARITY CARE, INC RETIREMENT PLAN, CLARITY CARE, INC.

CLARITY CARE, INC.EIN 39-1569283Plan #001PY 2015

424 WASHINGTON AVENUE - OSHKOSH, WI 54901920-236-6560claritycare.orgLinkedIn501-1000 employeeshospital & health care

Prospect flagsLow returnsLow participationLow employer contributionLow participant contribution

Top hat statement on fileNQDC

Filed July 15, 1992

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$3M

No prior year

Total participants

751

No prior year

Average account balance

$13,529

No prior year

Annual return

-2.26%

No prior year

Benchmarks

See 690 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort690 peers

Snapshot2015

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$5.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

157

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

15.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$264K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$467

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$392

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
KERBER ROSE SC1+ years Filed as: KERBER, ROSE SC Service code 99 115 E. FIFTH STREET · SHAWANO, WI 54166	Other Fees	$6,300
NATIONWIDE1+ years Filed as: NATIONWIDE TRUST COMPANY Service code 13 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Contract Administrator	$3,572
BENEFIT ADMINISTRATION, INC.1+ years Filed as: BENEFIT ADMINISTRATION, INC Service code 99 · EIN 39-1884254 400 AHNAIP ST, SUITE 200 · MENASHA, WI 54952	Other Fees	$592

Plan features & details

Pension benefit codes2F2G2K2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$45K

$65 / participant

Investment mgmt$39K86.1%
Other / not subdivided$6K13.9%

% of EOY assets

1.529%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KERBERROSE SC
Auditor EIN: 391658423
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,529

$38,925-65.2%

$73,843-81.7%

$55,191-75.5%

Participation rate

23.9%

66.0%-42.1pp

73.4%-49.5pp

69.2%-45.3pp

Annual return

-2.26%

6.31%-8.6pp

2267.84%-2270.1pp

10.78%-13.0pp

Employer contribution / active EE

$207

$1,695-87.8%

$2,787-92.6%

$1,899-89.1%

Participant deferral / active EE

$355

$2,351-84.9%

$3,583-90.1%

$3,046-88.4%

Admin fee / account holder

$207

$83+149.7%

$4,880-95.8%

$91+127.9%

Provider

Service type

Compensation

KERBER ROSE SC1+ years

Filed as: KERBER, ROSE SC

Service code 99

115 E. FIFTH STREET · SHAWANO, WI 54166

Other Fees

$6,300

NATIONWIDE1+ years

Filed as: NATIONWIDE TRUST COMPANY

Service code 13 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Contract Administrator

$3,572

BENEFIT ADMINISTRATION, INC.1+ years

Filed as: BENEFIT ADMINISTRATION, INC

Service code 99 · EIN 39-1884254

400 AHNAIP ST, SUITE 200 · MENASHA, WI 54952

Other Fees

$592

CLARITY CARE, INC RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CLARITY CARE, INC RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion