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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,130 | $197,625-91.8% | $177,840-90.9% | $158,966-89.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 0.00% | 58.76%-58.8pp | 48.32%-48.3pp | 302.95%-302.9pp |
| Employer contribution / active EE | $4,197 | $6,698-37.3% | $5,919-29.1% | $4,762-11.9% |
| Participant deferral / active EE | $10,349 | $8,405+23.1% | $7,714+34.2% | $5,983+73.0% |
| Admin fee / account holder | $435 | $15,405-97.2% | $12,431-96.5% | $11,250-96.1% |