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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,561 | $50,958-55.7% | $74,552-69.7% | $64,181-64.8% |
| Participation rate | 88.1% | 61.1%+27.0pp | 69.1%+19.0pp | 69.6%+18.5pp |
| Annual return | -4.32% | -1.86%-2.5pp | 32.53%-36.9pp | 7.63%-12.0pp |
| Employer contribution / active EE | $0 | $1,115-100.0% | $1,961-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,410 | $2,301-38.7% | $3,108-54.6% | $3,470-59.4% |
| Admin fee / account holder | $5,480 | $4,223+29.8% | $5,060+8.3% | $4,887+12.1% |