Filed November 1, 2024
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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN COMMUNITY WEALTH Service code 27 · EIN 74-3257476 | Advisory (Plan) | $45,135 |
Service code 37 · EIN 04-2647786 | Loan Processing | $775 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,794 | $58,093-14.3% | $80,022-37.8% | $56,289-11.5% |
| Participation rate | 91.2% | 73.6%+17.6pp | 75.8%+15.4pp | 69.9%+21.4pp |
| Annual return | -6.76% | 34.63%-41.4pp | 11.22%-18.0pp | -9.96%+3.2pp |
| Employer contribution / active EE | $1,899 | $1,933-1.7% | $2,468-23.1% | $2,111-10.1% |
| Participant deferral / active EE | $5,702 | $3,136+81.8% | $3,686+54.7% | $3,350+70.2% |
| Admin fee / account holder | $177 | $623-71.6% | $6,521-97.3% | $521-66.1% |