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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,615 | $183,516+21.3% | $155,534+43.1% | $145,884+52.6% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 11.27% | 61.43%-50.2pp | 64.92%-53.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $4,108 | $5,315-22.7% | $4,675-12.1% | $4,662-11.9% |
| Participant deferral / active EE | $10,112 | $6,467+56.4% | $5,630+79.6% | $6,690+51.2% |
| Admin fee / account holder | $1,810 | $19,293-90.6% | $15,900-88.6% | $13,392-86.5% |