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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,786 | $165,351-59.0% | $149,710-54.7% | $158,931-57.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.02% | 348.19%-333.2pp | 276.63%-261.6pp | 302.86%-287.8pp |
| Employer contribution / active EE | $5,068 | $5,103-0.7% | $4,645+9.1% | $4,761+6.4% |
| Participant deferral / active EE | $3,232 | $7,181-55.0% | $6,842-52.8% | $5,982-46.0% |
| Admin fee / account holder | $641 | $10,807-94.1% | $9,309-93.1% | $11,247-94.3% |