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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,755 | $97,759-20.5% | $83,849-7.3% | $135,377-42.6% |
| Participation rate | 66.7% | 79.9%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -5.71% | 1287.41%-1293.1pp | 850.91%-856.6pp | 519.75%-525.5pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $8,087 | $4,682+72.7% | $4,082+98.1% | $5,609+44.2% |
| Admin fee / account holder | $15,186 | $6,674+127.5% | $5,478+177.2% | $10,828+40.2% |