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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,229 | $209,888-31.3% | $189,545-23.9% | $167,553-13.9% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 25.22% | 748.66%-723.4pp | 555.36%-530.1pp | 478.89%-453.7pp |
| Employer contribution / active EE | $8,087 | $6,915+16.9% | $6,162+31.2% | $4,840+67.1% |
| Participant deferral / active EE | $8,764 | $8,934-1.9% | $8,220+6.6% | $6,343+38.2% |
| Admin fee / account holder | $23,832 | $14,300+66.7% | $12,049+97.8% | $12,316+93.5% |