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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,615 | $112,933-26.0% | $90,970-8.1% | $158,982-47.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.67% | 215.82%-205.2pp | 134.60%-123.9pp | 302.99%-292.3pp |
| Employer contribution / active EE | $964 | $2,893-66.7% | $2,122-54.6% | $4,763-79.8% |
| Participant deferral / active EE | $7,487 | $4,128+81.4% | $3,373+122.0% | $5,983+25.1% |
| Admin fee / account holder | $1,282 | $8,047-84.1% | $5,961-78.5% | $11,252-88.6% |