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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,639 | $86,288+129.0% | $111,306+77.6% | $85,851+130.2% |
| Participation rate | 95.1% | 73.3%+21.8pp | 77.3%+17.8pp | 69.3%+25.8pp |
| Annual return | 0.93% | 19.99%-19.1pp | 54.67%-53.7pp | 318.63%-317.7pp |
| Employer contribution / active EE | $2,948 | $2,044+44.2% | $2,732+7.9% | $2,565+14.9% |
| Participant deferral / active EE | $5,716 | $3,641+57.0% | $4,488+27.4% | $3,952+44.6% |
| Admin fee / account holder | $4,207 | $8,189-48.6% | $7,966-47.2% | $6,261-32.8% |