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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,129 | $96,419+52.6% | $80,648+82.4% | $139,487+5.5% |
| Participation rate | 44.4% | 73.6%-29.2pp | 67.0%-22.6pp | 80.3%-35.9pp |
| Annual return | 17.53% | 1352.86%-1335.3pp | 937.21%-919.7pp | 373.84%-356.3pp |
| Employer contribution / active EE | $911 | $3,261-72.1% | $2,724-66.6% | $4,755-80.8% |
| Participant deferral / active EE | $3,831 | $5,225-26.7% | $4,443-13.8% | $6,713-42.9% |
| Admin fee / account holder | $658 | $6,605-90.0% | $5,382-87.8% | $11,407-94.2% |