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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,207 | $97,732+28.1% | $83,831+49.4% | $135,380-7.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.83% | 1287.56%-1295.4pp | 850.99%-858.8pp | 519.81%-527.6pp |
| Employer contribution / active EE | $10,092 | $4,222+139.0% | $3,631+177.9% | $4,779+111.2% |
| Participant deferral / active EE | $5,754 | $4,683+22.9% | $4,082+41.0% | $5,609+2.6% |
| Admin fee / account holder | $9,064 | $6,675+35.8% | $5,479+65.4% | $10,828-16.3% |