Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 21 · EIN 39-0394950 | Bank Trustee | $42,307 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,215 | $64,176+0.1% | $112,263-42.8% | $66,949-4.1% |
| Participation rate | 82.5% | 68.4%+14.1pp | 75.1%+7.5pp | 69.8%+12.7pp |
| Annual return | -20.98% | -13.80%-7.2pp | 27.49%-48.5pp | 1.57%-22.5pp |
| Employer contribution / active EE | $693 | $3,007-77.0% | $3,636-81.0% | $2,545-72.8% |
| Participant deferral / active EE | $3,983 | $3,694+7.8% | $4,729-15.8% | $4,239-6.0% |
| Admin fee / account holder | $395 | $626-36.8% | $6,410-93.8% | $594-33.4% |