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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,151 | $135,956-2.8% | $123,894+6.7% | $273,972-51.8% |
| Participation rate | 81.0% | 84.1%-3.1pp | 81.4%-0.5pp | 83.0%-2.1pp |
| Annual return | 12.21% | 56.63%-44.4pp | 47.52%-35.3pp | 41.46%-29.2pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $6,503 | $6,343+2.5% | $5,984+8.7% | $5,287+23.0% |
| Admin fee / account holder | $16,107 | $9,817+64.1% | $8,357+92.7% | $10,133+59.0% |