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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,604 | $142,354+115.4% | $125,529+144.2% | $155,188+97.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 16.95% | 306.06%-289.1pp | 202.56%-185.6pp | 148.84%-131.9pp |
| Employer contribution / active EE | $3,753 | $3,501+7.2% | $3,058+22.7% | $4,248-11.6% |
| Participant deferral / active EE | $7,526 | $5,491+37.1% | $4,813+56.4% | $6,531+15.2% |
| Admin fee / account holder | $4,886 | $19,392-74.8% | $16,298-70.0% | $14,480-66.3% |