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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,162 | $65,364-58.4% | $92,909-70.8% | $72,975-62.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 14.67% | 42.11%-27.4pp | 109.44%-94.8pp | 81.01%-66.3pp |
| Employer contribution / active EE | $1,733 | $2,594-33.2% | $3,653-52.6% | $2,440-29.0% |
| Participant deferral / active EE | $3,343 | $3,128+6.9% | $4,238-21.1% | $3,608-7.3% |
| Admin fee / account holder | $2,524 | $4,251-40.6% | $5,795-56.4% | $5,124-50.7% |