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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,960 | $65,440+378.2% | $98,506+217.7% | $85,851+264.5% |
| Participation rate | 95.5% | 65.0%+30.4pp | 73.3%+22.1pp | 69.3%+26.1pp |
| Annual return | 12.56% | 21.75%-9.2pp | 1494.92%-1482.4pp | 318.63%-306.1pp |
| Employer contribution / active EE | $2,800 | $2,169+29.1% | $2,961-5.4% | $2,565+9.1% |
| Participant deferral / active EE | $5,548 | $3,168+75.1% | $4,277+29.7% | $3,952+40.4% |
| Admin fee / account holder | $22,552 | $4,596+390.7% | $5,955+278.7% | $6,261+260.2% |