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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,629 | $129,960+39.8% | $104,299+74.1% | $134,545+35.0% |
| Participation rate | 0.0% | 79.5%-79.5pp | 73.3%-73.3pp | 81.2%-81.2pp |
| Annual return | -17.36% | 42.06%-59.4pp | 24.62%-42.0pp | 418.37%-435.7pp |
| Employer contribution / active EE | $3,987 | $4,186-4.8% | $3,373+18.2% | $4,742-15.9% |
| Participant deferral / active EE | $12,074 | $5,589+116.0% | $4,626+161.0% | $6,401+88.6% |
| Admin fee / account holder | $3,035 | $9,324-67.5% | $7,339-58.7% | $11,431-73.5% |