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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $51,184-54.4% | $66,439-64.9% | $86,983-73.2% |
| Participation rate | 33.3% | 68.5%-35.2pp | 74.5%-41.2pp | 69.5%-36.2pp |
| Annual return | 21.98% | 17.07%+4.9pp | 757.66%-735.7pp | 25.83%-3.8pp |
| Employer contribution / active EE | $1,081 | $2,023-46.6% | $2,637-59.0% | $2,584-58.2% |
| Participant deferral / active EE | $1,187 | $2,927-59.5% | $3,876-69.4% | $4,194-71.7% |
| Admin fee / account holder | $1,189 | $4,154-71.4% | $6,173-80.7% | $7,856-84.9% |