Retirement plan

T.R. NELSON, INC. PROFIT SHARING PLAN

Name: T.R. NELSON, INC. - T.R. NELSON, INC. PROFIT SHARING PLAN (2024) Form 5500
Creator: T.R. NELSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, T.R. NELSON, INC. PROFIT SHARING PLAN, T.R. NELSON, INC.

T.R. NELSON, INC.EIN 39-1475071Plan #001PY 2024

1305 KALAHARI DRIVE, P.O. BOX 590 - WISCONSIN DELLS, WI 539650590608-254-6810LinkedIn1001-5000 employeesretail

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$20.7M

+15.9% from 2023

Total participants

1,978

-22.0% from 2023

Average account balance

$32,919

+1.7% from 2023

Annual return

15.37%

-4.13 pp from 2023

Benchmarks

See 111 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort111 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

628

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

26.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$205

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
EPIC RETIREMENT PLAN SERVICES5 years Service code 15 456 FULTON STREET, STE 345 · PEORIA, IL 61602	Recordkeeping	$56,657
MILESTONE INVESTMENT ADVISORS10+ years Service code 28 6702 STONEFIELD RD. · MADISON, WI 53562	Investment Management	$42,935
PREMIER RETIREMENT PARTNERS4 years Service code 13 8040 EXCELSIOR DRIVE SUITE 401 · MADISON, WI 53717	Contract Administrator	$15,060
BAKER TILLY US, LLP1 year Filed as: BAKER TILLY Service code 10 · EIN 30-1413443	Accounting	$14,175
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259	Securities Custodian	$3,158
CHARLES SCHWAB & CO., INC.10+ years Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$129K

$71 / participant

Recordkeeping$57K44.0%
Investment mgmt$43K33.3%
Contract admin$15K11.7%
Other / not subdivided$14K11.0%

% of EOY assets

0.623%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAKER TILLY US, LLP
Auditor EIN: 301413443
Audit fees: $14,175
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,919

$58,336-43.6%

$97,295-66.2%

$200,096-83.5%

Participation rate

26.1%

63.8%-37.6pp

72.7%-46.5pp

72.0%-45.9pp

Annual return

15.37%

32.81%-17.4pp

75.62%-60.3pp

34.26%-18.9pp

Employer contribution / active EE

$740

$1,416-47.8%

$2,723-72.8%

$3,038-75.6%

Participant deferral / active EE

$1,215

$3,240-62.5%

$4,264-71.5%

$5,090-76.1%

Admin fee / account holder

$205

$114+80.0%

$5,646-96.4%

$269-23.8%

Provider

Service type

Compensation

EPIC RETIREMENT PLAN SERVICES5 years

Service code 15

456 FULTON STREET, STE 345 · PEORIA, IL 61602

Recordkeeping

$56,657

MILESTONE INVESTMENT ADVISORS10+ years

Service code 28

6702 STONEFIELD RD. · MADISON, WI 53562

Investment Management

$42,935

PREMIER RETIREMENT PARTNERS4 years

Service code 13

8040 EXCELSIOR DRIVE SUITE 401 · MADISON, WI 53717

Contract Administrator

$15,060

BAKER TILLY US, LLP1 year

Filed as: BAKER TILLY

Service code 10 · EIN 30-1413443

Accounting

$14,175

CHARLES SCHWAB & CO., INC.2 years

Filed as: CHARLES SCHWAB TRUST BANK

Service code 19 · EIN 82-3967259

Securities Custodian

$3,158

CHARLES SCHWAB & CO., INC.10+ years

Service code 59

Shareholder Servicing

T.R. NELSON, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

T.R. NELSON, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion