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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,563 | $148,623-49.2% | $135,974-44.4% | $139,466-45.8% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 13.25% | 79.30%-66.0pp | 68.30%-55.1pp | 373.66%-360.4pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,804 | $8,103-53.1% | $7,760-51.0% | $6,712-43.3% |
| Admin fee / account holder | $3,908 | $12,406-68.5% | $10,767-63.7% | $11,409-65.7% |